Personal Finance, Financial Planning Advice and Money Saving Tips

Personal Finance / Savings

Savings: a no-brainer?

It is common knowledge that Americans dont save. Instead, they spend every penny they can get their hands on and more. Personal debt is at record levels and the

What does your credit file say about you?

Most of us give the matter little thought, but these days, whether you are applying for a mortgage, a personal loan, or just a store card, you will be leaving w

How to find the best-paying savings accou

It is more than a month since the Bank of England raised the base rate by a quarter of a percentage point to 4.75%, but most big banks are yet to pass on the ri

Knock-Knock-Knock

Knock-Knock-Knock Who's there? The IRS! The next quarterly payment of estimated income tax for the self-employed is not far off. Network marketers who receive a

The Quagmire of Depreciation

If you are a Small Business Owner or Self-Employed Person, there's one especially lucrative tax break that not only puts money in your pocket, it also makes the

What title specifics should I be aware of?

Most buyers are diligent about finding a home to buy, negotiating a good price, securing the best mortgage possible and making sure the property is thoroughly i

Getting Raw Land, Not a Raw Deal!

There is more to buying raw land than meets the eye and more than a few individuals have wished they'd had a second chance upon finding themselves duped, conned

Choosing A Debt Settlement Company

What the debt settlement companies won't tell you If you're considering using a debt settlement or debt consolidation service to help you get out of debt quicke

Is Now The Time To Lock-In?

I just looked at some mortgage charts, data going back to August, 1998. I did this because the "Refinance Activity Index" maintained by the Mortgage Bankers Ass

Don't pick the wrong agent

Imagine this: You've decided to sell your home and buy a new one. You interview several agents and select the one that you think will do the best job. A few day

Sources of start-up money for your business

Yourself You are the first and a necessary source of money. If your planned operation is modest enough, you may be able to supply all the capital yourself. (Abo

Waiting to Incorporate: What A Difference A Date Can Make

If you're a sole proprietor, perhaps you've considered incorporating your small business or self-employment activity. And so maybe you've been wondering, "When

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