Personal Finance, Financial Planning Advice and Money Saving Tips

Insurance / Health Insurance

Individual Health Insurance

Currently, there are just under 50 million working Americans who do not have medical insurance for themselves or their families. The health insurance industry s

Health Savings Account: Your track to health insurance savings

health care savings account is a form of medical and retirement savings account that is eligible for favorable tax treatment. The newest form of health care sav

Common Mistakes That People Make When They Buy Insurance - Part 2

Not having insurance is the biggest mistake you can make. Not reading the contract when you are buying the insurance is another mistake. It is important to read

Health Insurance Coverage Choices

With a health insurance you are insured against medical costs if you become sick due to any of the covered cause or due to a covered accident. A high-quality co

Explaination of HMO Plans

One of the most well known of all the health insurance plans is the Health Maintenance Organization or HMO. Membership to a Health Maintenance Organization invo

Understanding the Three Types of Health Savings Accounts

A health savings account usually supplements one's current insurance coverage, although with some HSAs you don't have to have insurance coverage. These types of

Buying Health Insurance

The past ten years have brought a lot of changes to the Heath Insurance world, for employees and for employers. Many used to have health insurance as an employe

All about individual health insurance

What is individual health insurance? Individual health insurance is coverage that a person buys independently. It can be sold to a single individual, to a paren

Low Cost High Benefit Health Insurance And The Underwriting Process

When you are looking for a low cost high benefit life insurance plan it is perhaps helpful to understand a little bit about the process of underwriting which is

Do you spend more on your vehicle than you do on your body?

If youre like most you pay more attention to your car than you do your body. You supposed to change your oil every 3,000 miles right? Youre supposed to have you

What factors affect Health and Life Insurance rates?

Rates or policy premiums are affected by two major influences. The main influence is one's personal health or family health history. The second major influence

Low Cost Health Insurance - Hazardous to Your Health?

Ah, the beauty of the Free Market! Competition has brought to us low cost health insurance - but with the lower costs, guess what! often you will find there hav

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